Control
Control over your money
This wallet gives you full control over your bitcoins. This means no third party can freeze or lose your funds. You are however still responsible for securing and backing up your wallet.
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BitPay Wallet
BitPay Wallet is the HD-multisignature wallet originally built to secure BitPay's funds. BitPay supports multiple personal and shared wallets, testnet, and the full Payment Protocol. A private BWS node can be used for enhanced security and privacy.
Features
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Legacy Addresses
Most wallets have the ability to send and receive with legacy bitcoin addresses. Legacy addresses start with 1 or 3 (as opposed to starting with bc1). Without legacy address support, you may not be able to receive bitcoin from older wallets or exchanges. -
Multisig
Some wallets have the ability to require more than one key to authorize a transaction. This can be used to divide responsibility and control over multiple parties.
Criteria
Validation
Centralized validation
This wallet relies on a centralized service by default. This means a third party must be trusted to not hide or simulate payments.
Transparency
Basic transparency
The developers of this wallet publish the source code for the client. This means any developer in the world can audit the code. However, you still need to trust developers of this wallet when installing or updating the final software because it was not built deterministically like Bitcoin Core.
Environment
Secure environment
This wallet is loaded on mobiles where apps are usually isolated. This provides a good protection against malware, although mobiles are usually easier to steal or lose. Encrypting your mobile and backing up your wallet can reduce that risk.
Privacy
Basic privacy
Fees
Dynamic fee with override
This wallet provides fee suggestions which are based on current network conditions which you can override. This means that this wallet will help you choose the appropriate fee so that your transactions are confirmed in a timely manner without paying more than you have to, but ultimately gives you control if you want to override the suggestion.
